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How to Retire by Age 35: Tips for Investing as a Teenager

Retiring by the age of 35 may seem like an impossible dream, but it's a goal that can be achieved with smart investing strategies.




If You Are a Teenager, Now Is the Time to Start Investing

As a teenager, you have a big advantage when it comes to investing – time. The earlier you start investing, the more time your money has to grow. This means that even small investments made now can turn into significant wealth later in life.


Start investing as early as possible. Even if you can only afford to invest a small amount each month, it's better to start early than to wait until you're older.


Ways to Start Earning Mailbox Money


Mailbox money refers to income that is earned passively, meaning you don't have to actively work for it. This is the kind of income that will help you achieve financial freedom and retire by age 35. There are several ways to earn mailbox money, including:

  • Investing in stocks, mutual funds, or exchange-traded funds (ETFs)

  • Owning rental properties or investing in real estate investment trusts (REITs)

  • Building an online business or investing in an established online business

  • Owning intellectual property such as patents, trademarks, or copyrights

Consider starting an online business or investing in an established online business. This is a great way to earn passive income while you're still in school or working part-time.


How Much You Need to Invest per Week to Retire by Age 35

Retiring by age 35 requires careful planning and a significant investment of your time and money. To achieve this goal, you need to start investing as early as possible and be disciplined about contributing to your investment accounts. If you want to calculate it yourself and see how much you should contribute, you can use this investment calculator.


But for example, here's how much you need to invest per week to retire by age 35, assuming an 8% annual return:

  • If you start investing at age 18, you need to invest $300 per week

  • If you start investing at age 20, you need to invest $400 per week

  • If you start investing at age 25, you need to invest $650 per week

  • If you start investing at age 30, you need to invest $1,200 per week

Start investing as early as possible and increase your contributions as your income grows. Even if you can't afford to invest the full amount needed to retire by age 35, every little bit helps.


The Bottom Line - Invest Your Hard Earned Cash Now and Reap the Rewards Later

Retiring by age 35 may seem like an impossible goal, but it's achievable with smart investing strategies. By investing early and consistently, you can build a significant amount of wealth over time. Remember, the earlier you start investing, the more time your money has to grow.


Don't wait until you're older to start investing. Start now and reap the rewards later. Even small investments made early on can make a big difference in your ability to retire early. It's literally such an easy key to early retirement but not a lot of people actually take advantage of it!


Retiring by age 35 is an achievable goal if you start investing early and consistently. As a teenager, you have a big advantage when it comes to investing, so don't waste any time. Start investing now, even if it's just a small amount, and watch your money grow over time. Remember, investing is a long-term game, so be patient and stay disciplined.


We'd love to help you get started through our app — Jetson, but we understand if you're still unsure. In the mean while check out our social media accounts (TikTok, Instagram) where we give educational tips for any beginner and give you an insight to our app.

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